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Bank of Commerce is a commercial bank in the Philippines that started operations in 1963. In 2008, San Miguel Group invested in the bank, further strengthening its operations. Today, Bank of Commerce credit cards, among many other financial products, are offered in 140 branches nationwide.
If you want a credit card that’s accepted in more than 30 million establishments worldwide, then let's kick off your Bank of Commerce credit card application—online or offline—with this guide.
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Why should you complete a Bank of Commerce credit card application online or in-person? The following reasons may convince you:
Bank of Commerce credit cards let you earn points quickly. Get 1 rewards point for every ₱25 spend. On top of that, earn up to 5x rewards when you use your card at select restaurants and shopping establishments.
Mastercard Contactless makes payments quick and secure. All you need to do is tap your card onto a contactless payment terminal to finish a transaction. You don’t have to provide your signature if your purchases are lower than ₱2,000.
Also known as ABU, the Mastercard Automatic Billing Updater helps prevent transaction declines due to changes or updates in your card details, such as the expiry date or card number.
With this feature, your updated card details are automatically shared with participating merchant partners. You don’t need to update your card details manually in case of card renewal or replacement.
Bank of Commerce’s higher-tier cards come with exclusive features and privileges. These include dual currency billing, free travel insurance, and even access to airport lounges.
Here’s how to apply for a Bank of Commerce credit card over the internet or at a BoC branch:
To qualify for a Bank of Commerce credit card, you should meet these requirements:
Before downloading and signing the application form, compare different Bank of Commerce credit cards first to find the best one that suit your needs. Check out the following:
Features and benefits:
Fees and charges:
Features and benefits:
Fees and charges:
Features and benefits:
Fees and charges:
Features and benefits:
Fees and charges:
To get a Bank of Commerce credit card, you need to provide the following documents:
You may visit the bank to submit your credit card application requirements. But if you choose to file your Bank of Commerce credit card application online, all you need to do is email the following items to card_sales@bankcom.com.ph:
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Want to know more about the Bank of Commerce credit card application process? You may find some insights and answers here:
Just reach out to the bank via the following channels:
You may also use the same channels above to learn how to activate your Bank of Commerce credit card.
You can view your Bank of Commerce credit card balance through the electronic statement sent to your email address. Since 2021, all Bank of Commerce credit cardholders with a declared email address are automatically enrolled in the bank’s e-statement facility. This means you’ll receive your monthly statement via email. [3]
Where to pay my Bank of Commerce credit card balance? You have quite a few options. For offline payments, you can use the following channels:
But how to pay Bank of Commerce credit card online? Here are your options:
Bank of Commerce credit cards can open a lot of opportunities and benefits, such as rewards for every spend, free travel insurance, and 0% installment plans. If you're all set, start your Bank of Commerce credit card application online today!
Still can’t decide which card to get? Compare your options below to see which card perfectly complements your lifestyle and budget. That way, you’ll be able to make the most of your card and even save through promos and discounts.
Bank of Commerce Classic Mastercard
Explore other credit cards like the BPI Gold Mastercard or the Maybank Gold Mastercard. These cards are perfect for different lifestyles and spending needs.
Or how about the Metrobank Titanium Mastercard ® , which is perfect for racking up credit card points fast, or the BPI Blue Mastercard, which lets you earn rewards points for every ₱35 spend?
You can also consider the UnionBank Rewards Credit Card, which lets you earn 1 non-expiring reward point for every ₱30 spend. Moreover, check out the BPI Platinum Rewards Mastercard, Metrobank World Mastercard ® , or the RCBC Flex Gold to unlock premium travel perks and many others.
Compare these cards easily and for free through Moneymax!
Sources:
Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.
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